Canadian RV & Trailer Financing Made Easy
Whether you're applying for a loan on a pop-up camper, travel trailer or fifth wheel, our RV financing process is a breeze.
The top RV interest rates and lenders all under one roof. $0 down on most approvals.
Full fee transparency. Simple private sale fee structure without any hidden costs.
RV Loans for bad credit situations. We have options that report to help rebuild credit.
Shop & negotiate as a cash buyer. Buy a new or used RV from any source including other dealers.
Home is where you tow it. Let us help get you approved for your next RV adventure.
Apply online and lock down your loan approval.
Expect a next business day decision on your recreational financing approval. We'll provide your rate, maximum loan amount, and estimated installment payments so you can start shopping.
Choose an RV that fits your needs and budget.
Uncover your perfect RV at any local dealer or through private sellers. Our honest fee structure: 10% markup with a $499 processing charge. Clear-cut costs for your dream RV.
We fund your escape.
You chart the course.
Expect digital paperwork via DocuSign as we orchestrate the payment to the seller. Payment verification unlocks your RV - time to pick up and embark on your next adventure!
RV & Trailer Financing F.A.Q.
What credit score do you need to get approved for RV financing in Canada? You can be considered for RV financing no matter your credit score in Canada. As part of the dealer financing process, lenders consider factors such as past installment payment history, debt service ratio, and length of employment at the time of application. Get started by applying for a loan online today!
What interest rate should you expect when applying for RV financing in Canada? Canada RV financing rates vary widely, with most lenders currently offering competitive interest rates similar to major banks. You can expect to be in the neighborhood of 9.9% for pristine credit. RV loans approved for fair credit typically fall in around the 14.9% mark, while bad credit RV loans start at 19.9%.
What term lengths are offered for RV financing? In order to make payments as affordable as possible, the financing term for RVs typically run around 10 years. Depending on price and approval, lenders may offer terms up to 20 years or as short as 2 years.
Can I get approved for bad credit RV financing? In most cases, financing an RV with bad credit in Canada is not that difficult. Even if you have poor credit, repossessions, bankruptcy, or even no credit at all, there are still great options out there that might be willing to get you approved.
Can a RV loan help build my credit? The same way as most automobile loans, on-time recreational vehicle payments in Canada can help build credit. Installment payments are a terrific method to establish positive credit and most major recreational lenders in Canada report to bureaus.
Do you offer coach or motorhome financing? Our lending network only includes units intended for off-road use. This includes travel trailer financing, camper loans and financing for utility trailers. Any towable unit with a VIN is accepted. Financing for motorhomes or other on-road vehicles will not be approved.
Is my RV loan guaranteed when financing with Revival Powersports? While we are aware that some dealers offer "guaranteed financing" for RV loans, they typically come with a number of caveats and conditions that lead to an extremely poor lending experience. This can include a large minimum down payment, lack of flexible payment options or a short-term payment plan. We only use reputable RV loan networks and do not associate with lenders who offer these high risk guaranteed loans. Click here for more info on guaranteed loans.
You Can't Spell Revival Without "RV"
RV Loan Solutions for All Major Makes. Our financing network provides loans for both new and pre-owned RVs, campers, and trailers from top manufacturers. We support a wide selection of brands to ensure you find the perfect match for your adventures on the road. This selection includes, but is not limited to, Airstream, Coachmen, Crossroads, DRV, Dutchmen, Entegra, Fleetwood, Forest River, Grand Design, Gulf Stream, Heartland, Jayco, Keystone, Lance Camper, Pleasure Way, Prime Time, Redwood, Renegade, Roadtrek, Starcraft, Thor, and Winnebago, among others. Whether you're looking for a luxury motorhome, a cozy camper, or a durable trailer, our network is equipped to help finance your dream of exploring the open road.
Financing Options without the Surprise of Hidden Fees. We are the only online lender who provides an RV financing calculator so that you can determine your monthly payments based on your loan amount. The best part, our calculator provides a detailed cost breakdown which includes fees and taxes. This way you can make an educated estimate on how much you can afford to borrow for your recreational vehicle loan and budget your monthly payment accordingly.
Current RV Financing Interest Rates. Our RV lenders require collateral on the secured loans they offer. This can actually be an advantage for buyers, as unsecured rv loans and personal loans from your bank will usually come with tighter RV loan terms, a higher minimum credit score to qualify and strict repayment terms. Our RV loan partners offer low rates starting at 9.9% to customers with excellent credit. With fairly good credit, you can still expect to receive a manageable annual percentage rate sitting around the 12.9% to 14.9%. Those borrowers with poor credit history will likely see rates starting at 19.9% for their RV purchase. All of our RV loans are open ended so you can make extra monthly payments towards your new or used RV and lower your overall cost of borrowing.
Private Sale RV Financing Made Easy. We put you in full control of your RV purchase. Similar to a personal loan, our pre approved RV loans allow you to shop as a cash buyer and negotiate the total cost with any private seller or participating dealership. With your estimated monthly payment in hand, and understanding the fees charged - you'll be enjoying RV ownership with complete ease. When financing your RV, there is no minimum age requirement. This applies to any RV, fifth wheel, camper or travel trailers - so feel free to consider models that are years old to help save money.
Secure a Flexible RV Loan Term with a Manageable Down Payment. Unlike other RV loan or auto loan services out there, our lenders offer most approvals with zero down payment. Whether you're buying a used recreational vehicle or shopping for new RV's, your loan terms and loan amounts are flexible so you can decide how much you're willing to pay. While some banks and credit unions cap your loan term at seven years to repay, our lenders can provide longer terms up to 20 years to keep your bi-weekly, semi monthly or monthly payments managable. Finally, when you finance RVs with us, you'll be happy to know that all of our options allow extra down payments to tackle your principal and save you interest.
Expanding Your Loan Options with Revival Powersports ...
