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Canada's Leading ATV Financing Options

One loan application unlocks the top ATV lenders in Canada so you can shop anywhere for your next quad or side by side.

The top ATV loan rates in Canada, with many offering flexible terms & $0 down options.

No hidden charges here. Expect comprehensive breakdowns of all associated expenses.

ATV loans for bad credit with budget-friendly payments and credit-building potential.

Choose the perfect ATV and haggle like a cash buyer. Maximize your savings on any model.

Funding your next adventure. ATV loans that let you shop without boundaries.

Your ATV loan approval arrives in one business day or less. It specifies the interest rate, possible caps, and offers a preview of your anticipated payment amounts.

Explore the market for your ideal new or used ATV.

Explore local dealers or platforms like KIJIJI for your dream ATV within budget. Our transparent pricing: 10% markup plus $499 documentation fee. Straightforward and honest.

We pay the cost.
You get the keys.

Expect remote document delivery while we handle the seller transaction. Upon confirmation of payment receipt, you're cleared to pick up your new ATV from us. Enjoy your ride!

ATV Headlights

Frequently Asked Questions

What credit score do you need to finance an ATV? There are options in Canada available for every credit score; from pristine to bad credit situations. Your payment history, employment status and debt service ratio are just as important as your credit score when obtaining atv financing. A bad credit score alone will typically not prevent you from getting financing options.

What are the interest rates available for financing an ATV? A clean credit history can get you a loan from our nationwide network for as little as 9.9%. If you have fair to good credit history, you will pay between 11.9% and 14.9%. Finally, if you have bad credit history and are looking to rebuild the rates for bad credit ATV loans start at 19.9% and go up from there.

What are the longest term lengths offered for ATV financing? Most ATV loans are structured between 5 and 8 years, similar to an auto loan. Lenders may offer flexible terms that last between 2 and 10 years subject to affordability and approval.

Is it hard to get approved for ATV financing with bad credit? If you're looking to finance a 4-wheeler in Canada with bad credit, you'll be glad to know that we have the best lenders to make it happen. If you have poor credit history, repos, bankruptcy or even no credit at all - there is a good chance that there is still a lender willing to offer an approval with a fair loan term.

Can ATV financing help to build my credit score? In Canada, an ATV loan can help build credit if payments are made on time, much like an automobile loan. An installment loan is a great way to prove your credit worthiness, as most Canadian lenders report to credit bureaus.

Does Revival Powersports offer guaranteed ATV financing? There is no such thing as guaranteed ATV financing in the way it is understood by the buyer. We have access to all of the reputable lenders in Canada who can offer ATV financing for bad credit situations. More more information about guaranteed financing visit our partner blog at the link below.

A 2022 Polaris Ranger Highlifter ATV, financed by Revival Powersports, parked in a brightly lit parking lot

The Leaders in ATV Financing

Approvals for All Major ATV Brands Our financing network offers loans for both new and used ATVs from leading manufacturers. We accommodate a variety of brands for quads and side by sides. Some options include, Arctic Cat, Argo, Can-Am, CFMoto, Honda, Kawasaki, KTM, Polaris, and Yamaha.

Up Front Fees & Breakdowns. We'll not only provide your monthly payment when you finance with us, but we will break down the total cost with all factors of your loan amount included. With this knowledge, you can be confident and ready to choose the perfect rig, whether it be a new UTV or used ATV.

Current ATV Loan Interest Rates. Financing options for high credit scores with pristine history currently start with an interest rate at 9.9%. For mid-tier credit with some bumpy history, you can expect to qualify for a rate in the neighborhood of 14.9%. Working to rebuild with bad credit impact, you're likely starting around 19.9%.

Secure & Safe Processing. Your information being secure is our top priority. You should be focused on your weekend fun, not keeping your identity safe. We go the extra mile to ensure that your information is kept private throughout the process so that you can shop to get set up with complete confidence. Your data is encrypted and we never sell it to a 3rd party outside of our lenders.

Flexible Loan Term & Zero Down Payments. With your loan approval, we'll provide estimated monthly payments at various prices. This means you can calculate to fit your budget. Ultimately, this benefits our customers as they can understand their monthly payment and costs without surprises. Commonly, our finance partners offer zero down options as well so as to keep costs low.

Discover More from Revival Powersports' Financing Portfolio ...

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